Meet The Instructors

Dan McGrath

Dan McGrath is one of the nation’s leading authorities on how the costs associated to health care are impacting investors’ retirement and Social Security benefits.

For close to 2 decades Mr. McGrath has created marketing and educational tools to help financial professionals and investors prudently plan for he costs associated to healthcare in retirement.

He is the best-selling retirement planning author of “What you don’t know about retirement will hurt you,” as well as authoring on an annual basis, “A Guide to Understanding Medicare.”

Mr. McGrath is also a recognized national speaker who presents for the leading mutual fund, life insurance and brokerage firms across the country, in addition, to being the host of the radio show “Eyes and Ears Wide Open.”

Currently he is one of the Co-Founders of IRMAA Certified Planner whose main responsibility is creating and designing the content of its IRMAA certification.

Todd Valles

Todd has been involved with presenting the topic of Medicare IRMAA for the majority of the past decade and is now one of the few licensed and nationally recognized IRMAA Instructors.

Todd's persuasive speaking and consultative sales skills complement his 36 years of financial services experience specializing in insurance and investment products as well as retirement plan solutions. He is focused on educating diverse groups of advisors, wholesalers, tax planners and sales teams on topics within practice management, capital markets, and financial planning.

Todd has been the Keynote Speaker/Presenter at hundreds of conferences, events and meetings as well has host of numerous IRMAA webinars.

He is Series 7 and 63 registered representative as well as holding a B.S. in Finance and Economics and a Juris Doctor concentrating in Tax and ERISA. Todd is an active member of the Pennsylvania Bar Association.